What is a Virtual Family Office?

A Virtual Family Office (VFO) is a tech-enabled, remote version of a traditional family office, providing individuals and families with customized services like:

  • Investment management

  • Tax planning

  • Estate planning

  • Philanthropic strategies

  • And more — all personalized to their needs

Instead of a physical office, VFOs use digital tools and platforms to deliver these services flexibly and efficiently.

What is a Personal Financial Specialist?

A Personal Financial Specialist (PFS) is a certified public accountant (CPA) who has earned a specialty credential in personal financial planning. This designation is awarded by the American Institute of Certified Public Accountants (AICPA) to CPAs who have significant experience and education in areas such as:

  • Retirement planning

  • Estate planning

  • Investment planning

  • Insurance

  • Tax strategies

  • Risk management

A PFS can open and manage a Registered Investment Adviser (RIA) firm and serve as the Investment Adviser Representative (IAR)

What is a Registered Investment Adviser (RIA)?

A Registered Investment Adviser (RIA) is a person or firm that provides investment advice or manages investment portfolios for clients and is registered either with the U.S. Securities and Exchange Commission (SEC) or with state securities regulators, depending on the amount of assets under management (AUM).

Why do I need Michael H Kurth, CPA/PFS services?

Michael H Kurth, CPA/PFS has many years of experience navigating ultra-high net worth families in the above financial planning services. He is ready to become your personal financial concierge to give you clarity and confidence in how your finances fit into your ideal lifestyle.

“The Contemplative Counselor. A thoughtful, insightful, and nuanced advisor. Slow to declare certainty but deep in wisdom, intuition, and rationale.” The 6 Types of Working Genius Assessment Report

Insightful Visioning

Michael H Kurth is naturally drawn to help people imagine what’s possible in their financial lives even when you have not dared to dream them yet.

Wisdom-Based Planning

Michael H Kurth evaluates complex decisions holistically by incorporating life context, emotions, and what actually matters.

How do I get started with Michael H Kurth, CPA/PFS services?

Contact Michael H Kurth by clicking Book Appointment Now for a free 30 minute consultation

Kurth Tax & Planning PLLC will complement Sway Success VFO RIA Firm. Your personal finances under one roof.