Tax Planning and Preparation

  • Income tax return preparation (1040, 1065, 1120 & 1120-S & Others)

  • Year-round tax planning to minimize liability

  • Strategies for tax-efficient investments, retirement, and estate planning

Investment Planning

  • Asset allocation and diversification strategies

  • Risk tolerance assessments

  • Evaluation of investment performance

  • Coordination with investment advisors

Retirement Planning

  • Retirement savings strategies (e.g., IRA, 401(k), SEP, SIMPLE)

  • Retirement income projections and withdrawals

  • Social Security optimization

  • Pension analysis

Estate and Gift Planning

  • Minimizing estate taxes

  • Trust and will reviews (in coordination with your estate attorney)

  • Charitable giving strategies

  • Gifting plans and annual exclusion use

Cash Flow and Budgeting

  • Household cash flow analysis

  • Budget creation and monitoring

  • Debt management strategies

Education Planning

  • College savings strategies (e.g., 529 plans)

  • Financial aid planning

  • Funding projections and timelines

Insurance and Risk Management

  • Life, disability, and long-term care insurance reviews

  • Property and casualty coverage analysis

  • Risk mitigation strategies

Business Financial Planning

  • Succession planning

  • Business valuation

  • Tax structuring

  • Retirement plans for business owners and employees

SWAY SUCCESS VFO

CLARITY  | CONFIDENCE | COMMUNITY